Senior Health Insurance
Plans

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Plan

Benifits

In-Patient Care Limit

Accidents & Emergencies: Resuscitative or lifesaving initial treatment.

Accommodation (including feeding)

Inpatient medication

Intensive Care Unit (ICU) & High Dependency Unit(HDU)

Surgeries

Out-Patient Care Limit

Consultation

Hospital based consultations with
General practice doctors and medical
officers

Hospital based Consultations with
specialists

Telemedicine

Doctor Home Visits

Medications

Chronic Disease Medication

Outpatient Prescription Medicines

Diagnostics

Basic Diagnostic Tests

Advanced & Complex Investigations (limited To CT Scan, MRI Scan and echocardiograph)

Immunizations

Adult Immunizations

Ambulance Evacuation Services

Hospital to Hospital

Home to Hospital & Road Side to Hospital

Other Benefits

Cancer Care

Death and Funeral Expenses

Dental Care (relief of pain, fillings, nonsurgical, extractions, preventive care, scaling and polishing, Dental Surgical Extraction & Root Canal Therapy, Dental Prosthetics)

Health Checks

Kidney Dialysis

Optical Care

Physiotherapy

Silver

$350 /month

N1,000,000

N250,000

General Ward (30 Days/Annum)

Up to Inpatient Limit

-

N250,000

N350,000

Up to Outpatient Limit

Up to 12 visits/Annum

Unlimited 24/7

Covered

Medications

N200,000

Diagnostics

Up to Outpatient Limit

C.T/M.R.I Scan Only
(1 session)

Immunizations

Hepatitis B, Yellow Fever

Ambulance Evacuation Services

Covered

4 Times Per Annum

Other Benefits

N150,000

-

N30,000

Limited to: Basic (Physical, BP,
Urinalysis ), Blood Sugar, ECG, PCV,
Liver function Test, Lipid Profile And
Pap’s Smear, Prostate Specific
Antigen, Mammography

-

N30,000
Lenses, Frames & Contact Lenses
N20,000/Annum

N30,000

Gold

$760 /month

N1,600,000

N500,000

Semi Private (30 Days/Annum)

Up to Inpatient Limit

-

N500,000

N700,000

Up to Outpatient Limit

Up to Outpatient Limit

Unlimited 24/7

Covered

Medications

N400,000

Diagnostics

Up to Outpatient Limit

C.T/M.R.I Scan Only
(4 sessions)

Immunizations

Meningitis, Yellow Fever, Hepatitis B

Ambulance Evacuation Services

Covered

4 Times Per Annum

Other Benefits

N500,000

N100,000

N50,000

Limited to: Basic (Physical, BP,
Urinalysis ),
Blood Sugar, ECG, PCV, Lipid Profile And
Pap’s Smear, Prostate Specific, Liver
function Test, Antigen

-

N50,000
Lenses, Frames & Contact Lenses
N20,000/Annum

N30,000

Platinum

$1450 /month

N3,350,000

N1,000,000

Private Ward (30Days/Annum)

Up to Inpatient Limit

3 Days

N1,000,000

N1,350,000

Up to Outpatient Limit

Up to Outpatient Limit

Unlimited 24/7

Covered

Medications

N800,000

Diagnostics

Up to Outpatient Limit

Covered
(8 sessions)

Immunizations

Meningitis, Yellow Fever, Hepatitis B

Ambulance Evacuation Services

Covered

4 Times Per Annum

Other Benefits

N1,000,000

N100,000

N80,000

Limited to: Basic (Physical, BP,
Urinalysis ), Blood Sugar,
PCV, Lipid Profile, ECG, Pap’s
Smear, Prostate Specific Antigen,
Mammography,
Liver function Test.

Covered - 3 Sessions

N80,000
Lenses, Frames & Contact Lenses
N40,000/Annum

N60,000

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